The Nasdaq is up 0.02% to 2180, the S&P is down 0.10% to 1191, and the Dow is down 0.16% to 10900. Leading sectors include: Diversified Banks +8.3%, Industrial REITs +7.2%, Specialty REITs +4.5%, Retail REITs +4.5%, and Retail REITs +4.4%. Lagging sectors include: Multi-line Insurance -11.3%, Independent Power Producers and Energy Traders -9.3%, Managed Healthcare -5.6%, Aluminum -4.4%, and Research & Consulting Services -3.8%. The morning action has come on above average volume (NYSE 843 mln, vs midday avg at 492 mln; NASDAQ 1.378 bln, vs 865 mln avg), decliners outpacing advancers (NYSE advancers/decliners 862/1777, NASDAQ advancers/decliners 1226/1561), and with new lows outpacing new highs (NYSE new highs/new lows 5/699, Nasdaq new highs/new lows 6/220).