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Stock Market Earnings AXP American Express After Hours

Date: 1/24/2011



Stock Market Earnings
AXP American Express After Hours. Live after hours trading analysis on AXP American Express.American Express reports Q4 EPS in-line with preannouncement, revs in-line (AXP) 45.79 -0.21 : Reports Q4 (Dec) earnings of $0.94 per share, excluding non-recurring items, in-line with the preannouncement and $0.03 worse than the Thomson Reuters consensus of $0.97; revenues rose 12.8% year/year to $7.32 bln vs the $7.29 bln consensus. The increase largely reflects the consolidation of securitized cardmember loans and related debt onto the balance sheet in the first quarter.

Revs also reflect higher cardmember spending and higher travel commissions and fees, partially offset by lower interest income due to a smaller loan portfolio, and lower yields on the portfolio. Consolidated provisions for losses totaled $239 million compared to $748 million in the year-ago period, reflecting continued improvement in credit quality.

Consolidated expenses totaled $5.6 billion, up 17 percent from $4.8 billion a year ago, reflecting the decision to invest significantly in business building initiatives, as well as higher volume-related rewards costs and the previously discussed restructuring charges. The co's return on average equity (ROE) was 27.5%, up from 14.6% a year ago. Cardmember spending +15%.

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